Been watching Caleb Hammer’s financial audits. It’s amazing how much people spend on shit they don’t need, then find the credit card bills are so high they miss payments.
Basically every single guest walks out with a budget that gets their self-inflicted bad debt paid off in 2-10 years.
Of course he only picks the biggest train wrecks, wouldn’t be fun to watch otherwise.
Regardless, there are lessons to draw from the channel. I know quite a few people in my personal life who have self-inflicted financial difficulties. Door-dash should be a sometimes thing; your car still works, you don’t need a brand new one; you don’t need to live in an expensive city; your current phone is 2-years-old, you don’t need a new flagship, etc, etc.
If you have unpaid bad debt, these are the types of things you need to seriously consider no longer spending money on and instead pay off the bad debt that keeps you down.
I have never once in my life paid for an uber to deliver my burrito.
I don’t even order takeout outside of being social gatherings with friends.
I’ve been driving for eight years and only ever owned two cars, one I had to get rid of because I couldn’t afford to pay for it to be repaired, and the other was dirt cheap because it had a dodgy crash sensor.
I have NEVER had a credit card.
But do tell me how frivolous financial choices are what’s making me poor, because you seen it on TV.
It’s definitely not the complete lack of protections on livable wages and how inflation has been above wages for my entire lifetime.
But do tell me how frivolous financial choices are what’s making me poor
Sounds like you don’t have unpaid bad debt. Given I specifically said to seriously consider the above “If you have unpaid bad debt” then, it doesn’t apply to you. Not sure why you are being hostile about something that even I said doesn’t apply to you.
I used to watch Caleb when he started out but good fucking god every episode now is just him screaming at people. There’s no content worth watching there for me anymore.
Been watching Caleb Hammer’s financial audits. It’s amazing how much people spend on shit they don’t need, then find the credit card bills are so high they miss payments.
Basically every single guest walks out with a budget that gets their self-inflicted bad debt paid off in 2-10 years.
That channel is for entertainment purposes only
The people featured on it are not representative of the population as a whole. He specifically picks extreme cases to maximize entertainment value
Of course he only picks the biggest train wrecks, wouldn’t be fun to watch otherwise.
Regardless, there are lessons to draw from the channel. I know quite a few people in my personal life who have self-inflicted financial difficulties. Door-dash should be a sometimes thing; your car still works, you don’t need a brand new one; you don’t need to live in an expensive city; your current phone is 2-years-old, you don’t need a new flagship, etc, etc.
If you have unpaid bad debt, these are the types of things you need to seriously consider no longer spending money on and instead pay off the bad debt that keeps you down.
I have never once in my life paid for an uber to deliver my burrito.
I don’t even order takeout outside of being social gatherings with friends.
I’ve been driving for eight years and only ever owned two cars, one I had to get rid of because I couldn’t afford to pay for it to be repaired, and the other was dirt cheap because it had a dodgy crash sensor.
I have NEVER had a credit card.
But do tell me how frivolous financial choices are what’s making me poor, because you seen it on TV.
It’s definitely not the complete lack of protections on livable wages and how inflation has been above wages for my entire lifetime.
Sounds like you don’t have unpaid bad debt. Given I specifically said to seriously consider the above “If you have unpaid bad debt” then, it doesn’t apply to you. Not sure why you are being hostile about something that even I said doesn’t apply to you.
I used to watch Caleb when he started out but good fucking god every episode now is just him screaming at people. There’s no content worth watching there for me anymore.