Meanwhile, wages have not kept up, largely to support/advantage/non-impact for those who bought in earlier. Boomers take advantage of low taxes, low-cost services, etc. driven by low wages.

Even with low interest rates, the size of the necessary downpayment is prohibitive and exposure to interest rate related shocks are much greater.

And everything else is much more expensive for an expensive house, including insurance, which is also getting harder to get and more expensive due to climate change.

Tl;DR: Younger generations are not getting housing because of older generations. We all know the answer to this question…

the internet was for porn

Why you think the net was born?

That was when they suspended the Constitution. They said it would be temporary. There wasn’t even any rioting in the streets. People stayed home at night, watching television, looking for some direction. There wasn’t even an enemy you could put your finger on.

No, vacation is typically paid time off, your position is still yours when you return, and your pay progression/seniority/benefits/etc at least pick up where you left off.

Retirement is unpaid (after 12-18 months you would not get a meaningful pension), and since your relationship with the company is over they are free to hire someone else into your position and they have no obligations to you regarding any other work benefit or convention.

Micro-retirement sounds like a fun way to avoid paying vacation and providing job stability, similar to using “independent contractor” instead of “employee” to avoid employment standards.