

Ah, yes, smartphone bad has to be the leading cause. It couldn’t possibly be something to do with the fact that, of young adults who still live with their parents, many have worldviews antithetical to that of their parents, and simply don’t want the headache of repetitive and predictable conflict when their father starts ranting about how the country is going to shit because of goddamn commies like Joe Manchin, or similar nonsense. And for those who live apart from their parents, it most certainly has nothing to do with the degradation of our working conditions, such that many full-time workers have schedules that are inconsistent from day to day, and week to week, and full-time hours are contingent on having 100% open availability to work, making it exceedingly difficult to sync up the meal time schedules for two working adults. I’m also pretty sure the rising cost of living and stagnant wages also haven’t done anything to curtail the ability of young adults to go and eat out with friends. Must be the damned smartphone.
It really isn’t, in this case. The issue is not the currency being used for the transactions, but rather two companies having a duopoly on processing those transactions that allow them to dictate terms to other people on how they can legally use their money. If there were two similar points of failure in processing cryptocurrency transactions, they would be just as vulnerable to having whoever occupied those two spots throwing their weight around. Sure, I suppose in that situation, companies could take payments to a new wallet easier than they could open new business accounts, and bypass the restrictions temporarily, but it still wouldn’t be a viable solution in the long term.