I never had one of my wired earbuds fall off the platform at the train station and disappear in the gravel, nor did I ever have isues with forgetting to charge them, let alone their case being brolen and not charging at all. And if I want to switch my favourite headphones over from my PC to my phone, I’m really glad my old phone still has a jack.
Money in my bank account I can spend on just about anything. If I realise “shit, I’m out of toilet paper”, I can go to the grocery store and pay by EC, with the money in my bank account. The money that I keep in there, just in case there’s something I want or need to spend money on literally anywhere.
Besides, my bank is subject to my local jurisdiction and my own country’s laws and regulations. If my money is with some US company, I can’t be sure whether they’ll suddenly go “sorry, pal, your money has been confiscated on some bullshit pretense you have no way of actually fighting back against”.
Valve could extend a limited credit for the first two hours of play time. If after downloading and playing for two hours there’s still no confirmation from the bank, they’d then block your access to the game.
if you have nothing worth bragging about, resorting to basic functions of sapient life for clout is the best you can do. I’m a thinker too. I’m also a breather, an eater and plenty moee things that aren’t special.
I’ve got some actual achievements too, such as being a former piece of shit, so I’ve actually got a leg up on him!