There is a difference between talking about sex and gender and something being sexual. If a shopkeeper mentions his husband, I can extrapolate that he’s at least bi, but that doesn’t mean the game is sexual.

When you use apple or android pay, it generates a temporary card number etc and uses that, which means if that payment terminal gets compromised, your card number etc isn’t exposed. Your bank could probably do something similar without Google or Apple as the middleman, but until they do, mobile pay will remain a killer app.