Fortunately cash is still a common option in Australia (and I’m here), and likely will remain so for a long time. However, I’m increasingly hearing that other countries are increasingly refusing to accept cash.

It’s probably best to get something working on Linux phones before it’s too late, but as you said Google is worse than a thief, so whatever is made should not use it. Best to maximise the freedom for people in a horrible future, lest Android or iOS ever become the only viable options. Problem being I don’t know how that would work, especially since banks would probably hate freedom respecting systems.

I agree basic functionality is higher priority, but I fear tap to pay will reach basic functionality status in some other countries when their banks phase out any alternative. (I don’t think cryptocurrencies will ever become common). It may not directly impact me that other countries phase them out, but it will gradually kill the Linux phone ecosystem.

That’s fair, I’m quite happy on Graphene OS.

I feel like you’re conflating some things here. Tap to pay is more private and secure than a bank card, and is more private than most cryptocurrencies. Cash is obviously better, but it is increasingly looking like it might be phased out of some places eventually (I really hope not, but is a legitimate concern). However, you are right that it’s not open source and relies on trusting big companies that don’t like user freedom.

So I would say that some of the people using tap to pay don’t necessarily not care about privacy more than convenience. Some of them just want to be able to use money in places where cash is dying out.

I don’t use tap to pay personally.

Depending on what bank they have, tap to pay won’t work with Graphene OS either.

I don’t think that’s the issue with tap to pay. Linux already works with NFC, the issue is banks and payment apps.

As much as it’s dumb, many other places (such as Australia, where I live) are similar at this point.

If you want something not Google, I used to have Ubuntu Touch on a Fairphone before Australia’s 3G network was switched off. It would have to be an older Fairphone however.